Some gifts are enjoyed in the moment, while others continue to make a difference long after today.

While flowers fade and chocolates disappear, some gifts quietly keep working over time. One of them is financial security.

As the year unfolds, it’s a good time to think about giving tomorrow a meaningful gift, whether that gift is for yourself or for someone you care about.

Not everyone has access to an employer-sponsored pension. Entrepreneurs, freelancers, business owners, and independent professionals often have to take full responsibility for securing their future. That’s why pensions are no longer one-size-fits-all.

The Leadway Personal Pension Plan (PPP) was created to make retirement planning more inclusive by giving individuals without traditional employment structures the opportunity to build long-term financial security on their own terms.

Even if this doesn’t apply directly to you, chances are you know someone it does. Sharing the right information can be a powerful act of care.

Why the Leadway Personal Pension Plan matters: 

• It allows individuals to build a retirement savings plan aligned with their lifestyle goals. 

• Funds are held in a PenCom-regulated, tax-advantaged retirement account. 

• Flexible contribution options allow savings to be made monthly, quarterly, or as one-off lump sums. 

• Additional Voluntary Contributions (AVCs) can be made to grow savings faster. 

• Parents and guardians can even open a PPP for a child under 18, giving them a head start on their future. 

Here are a few simple ways to stay engaged with your financial journey: 

• Review your RSA balance and statement via the Leadway Pensure Mobile App. 

• Chat with LISA, our AI assistant, for quick answers to your pension questions. 

• Consider making Additional Voluntary Contributions (AVCs) to strengthen your retirement plan. 

• Share information about the Personal Pension Plan with an entrepreneur, freelancer, or business owner who may benefit from it. 

At Leadway Pensure, we believe the best gifts are the ones that secure tomorrow. Whether for yourself or someone you care about, we’re here to help you make informed, meaningful decisions, every step of the way.

To open a Personal Pension Plan, email us at personalpension@leadway-pensure.com today!